Long Island Couple Has Insurance Canceled After Hurricane Sandy Claim

Joseph Byrne Sunday, December 30, 2012

After the ravages of Hurricane Sandywere looked upon, scores of people were wondering if things will ever be back to normal again. In the state of New York alone over 250,000 claims have been filed through the FEMA office for help in rebuiding homes. This is a staggering number through just one storm. As of date, 2,700 have been repaired, but some Long Island families are not having an easy time getting help. That is the plight of ackie and Greg Northrop. The Long Beach couple said that their homeowner's insurance company decided to cancel their homeowner's policy after the couple filed a claim with them after Superstorm Sandy.

This is not a good thing when your wife is five months pregnant, or when you bought your first home. The Northrops had just closed ont their in Long Beach, Long Island home five days before the storm devastated the city. The storm ripped shingles off the roof and tore away some siding. The estimate for the damages was $5,500. The couple paid a deductible of $2,500 and received a check from Ocean Harbor Casualty Insurance for $3,000. All sounds good up to this point. However, the problem starts after this claim has been filed.

The Northrops then received a letter with the check telling the couple that Ocean Harbor was terminating their brand-new policy as of January 2, 2013. However, Gov. Cuomo issued a moratorium on any insurance company dropping any of their policy holders until after Jan. 16th of the new year.

The good news is that given the circumstances that the Northrops should not worry about not being able to get insurance for their new home.

joeb@longislandyellowpages.com

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