More about us: loan modification specialists with all lenders. we have completed modifications with all banks as low as 2% fixed. we dont believe in up front costs so our policy is:deposit taken intially and payments made to company after loan is modified. why bother wasting hours of your time on something you dont know how to do? let the professionals at united home do the job for you. we guarantee the work!. Assisting customers in english, english, spanish and spanish. Our products and services include loan modifications, mediations and settlements. Accepted forms of payment are paypal and visa. Emergency services emergency service.